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Use of the Card at any ATM of the Bank or any other bank or establishment with whom the Bank has an Agreement for the utilization of the ATM of the said bank or establishment in which case advance shall be further subject to the relevant daily withdrawal limit of the ATM. BRAC Bank Limited reserves the absolute discretion and liberty to decline or honor the authorization requests on the Card without assigning any cause. In certain cases, topic to its sole discretion, BRAC Bank Limited might require the Cardholder to contact the Bank’s 24-hour Call Center to authenticate the transaction earlier than approving it and charging it to the Card Account. “Terms and Conditions” means the phrases and situations set out herein and/or as could additionally be stipulated by BRAC Bank Limited every so often, as amended. “Cash Advance” means any amount obtained by way of the Card, the Card number or the PIN or in any manner licensed by the Cardholder from the Bank or any other bank or monetary institution for debit to the Card Account. “Card” means the Credit Card issued by the BRAC Bank Limited on the idea of utility made by the Cardholder underneath the name of VISA, MasterCard or JCB and likewise includes Primary, Supplementary/Additional and Replacement/Re-issued Cards.

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